Getting older does have benefits!
Mature driver insurance
is insurance aimed at mature car owners with numerous years driving experience. Typically these policies are aimed at the
over 50`s
who are generally considered to be safer drivers.
It is worth looking at schemes aimed at older drivers as they sometimes come with added benefits such as the option to restrict the annual mileage driven in return for additional discount (because older drivers often drive less).
Some mature drivers would not consider making a claim for own damage unless the cost were significant and so it is worth considering an voluntary own damage excess which could mean a further discount to your premium.
Do bear in mind that it may not be possible to add younger drivers to your policy if you have purchased a policy for mature drivers (for example if your family come to stay), so this is worth checking.