Lady driver = safer driver?
Women`s car insurance, otherwise known as
lady driver insurance,
ladies car insurance, or
female driver insurance is insurance aimed primarily at women who own and insure their own car.
In recent years a number of insurers and insurance brokers have chosen to specialise in the female driver market. There is some evidence that female drivers have less accidents and where there is a claim typically the claim is less costly for insurers.
Whilst these companies specialise in Lady Drivers they are not restricted to providing insurance to Ladies so most will provide policies to Men if asked! And of course where a Husband or partner is required as a named driver they can be added to a policy.
Women`s car insurance policies often include additional policy benefits targeted at Lady drivers such as cover for your hand bag if it is stolen from your car, a free 24 hour roadside emergency helpline and also approved repairers offering a lady-friendly service. Some providers have even gone so far as to include a free 24 hour counselling helpline for their customers.