Can I buy Classic Car Insurance?

Classic car insurance otherwise known as classic motor insurance, classic insurance, vintage car insurance or cherished car insurance is insurance aimed at individuals who own and insure a classic car.

There are numerous insurance products specifically for the Classic Car driver.

The eligibility criteria for a specialist classic car policy can vary from Insurer to Insurer but typically the criteria is as follows:
The vehicle should be more than 10 years old (or 15 years old in some cases).
The vehicle should not be your main form of transport.
You should be able to restrict the mileage driven annually in your classic vehicle (generally 3000mpa or 5000mpa).
The vehicle should be garaged when not is use.
The proposer should usually be over 30/25.

There is usually some degree of flexibility and so if you do not meet all of an insurers criteria they will still often be able help.

Some Insurers will offer agreed value which can give real peace of mind when it comes to a much cherished vehicle. Usually they will ask for a number of photographs of the vehicle along with a declaration of value. Some of the other features of Classic Car Insurance may include:

Wedding cover
Track day cover
Rally cover
Discounts for Owners Club members and Institute of advanced motorists members
Free European cover
Spare parts and accessories cover

And it isn`t just the traditional classics that can be insured on a classic motor policy - some insurers provide cover for `future classics` and also for certain `kit cars`.